Pradhan Mantri Awas Yojana (PMAY) List 2024: Check Your Name, Eligibility, and Benefits

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The Pradhan Mantri Awas Yojana (PMAY) is an ambitious initiative launched by the Government of India to provide affordable housing to eligible beneficiaries across urban and rural areas. Under this scheme, the government provides financial assistance for the construction or purchase of houses. Additionally, essential facilities such as water connections, toilets, and electricity supply are provided to ensure a better quality of life for beneficiaries.

A new list of selected beneficiaries under the PMAY scheme has been released. This article provides detailed information on how to check the list, eligibility criteria, benefits, and the application process for those interested in availing themselves of this scheme.

PM Awas Yojana 2024: New List Released

The government has recently published a new list of beneficiaries who have been selected under the PMAY scheme. This list contains details such as:

  • Name of the beneficiary
  • Address of the beneficiary
  • Amount of financial assistance allocated for housing construction or purchase
  • Other relevant details of the scheme

If you have applied for PMAY, it is essential to check whether your name is included in the latest list.

How to Check If Your Name is on the PMAY List?

Beneficiaries can check their status in the PMAY List by following these simple steps:

Step-by-Step Process to Check PMAY List

  1. Visit the Official Website:
  2. Look for the “Beneficiary List” Section:
    • On the homepage, navigate to the “Beneficiary List” option under the search section.
  3. Select Your State and District:
    • Choose your state and district from the available drop-down menus.
  4. Enter Required Details:
    • You can search by name, Aadhaar number, or other relevant details to find your record.
  5. Click on the “Search” Button:
    • Once you have entered the correct details, click on “Search” to check the results.
  6. Check Your Status:
    • If your name appears on the list, you will be able to see your details, including the amount allocated and the current status of your application.
  7. If Your Name is Not on the List:
    • If your name does not appear in the beneficiary list, you can contact your local government office, gram panchayat, or municipal corporation for further assistance.

Eligibility Criteria for PMAY Scheme

To qualify for the Pradhan Mantri Awas Yojana, applicants must meet the following eligibility criteria:

1. Economic Category:

  • Applicants should belong to one of the following categories:
    • Economically Weaker Section (EWS) – Annual income up to ₹3 lakh
    • Low-Income Group (LIG) – Annual income between ₹3 lakh to ₹6 lakh
    • Middle-Income Group I (MIG-I) – Annual income between ₹6 lakh to ₹12 lakh
    • Middle-Income Group II (MIG-II) – Annual income between ₹12 lakh to ₹18 lakh

2. Housing Ownership:

  • The beneficiary or any family member should not own a pucca house anywhere in India.

3. Previous Government Schemes:

  • The applicant should not have availed of benefits from any other government housing scheme in the past.

4. Aadhaar Card Requirement:

  • An Aadhaar Card is mandatory for application verification.

5. Women’s Ownership (For EWS and LIG Categories):

  • In the EWS and LIG categories, it is mandatory to register the house in the name of a female family member (if available).

6. Location of the House:

  • The house must be constructed or purchased in an area covered under PMAY-Urban (PMAY-U) or PMAY-Gramin (PMAY-G).

Benefits of Pradhan Mantri Awas Yojana

The PMAY scheme offers multiple benefits to the selected beneficiaries, making it one of the most impactful housing schemes in India. Some key benefits include:

1. Financial Assistance for Housing Construction or Purchase

  • Eligible beneficiaries receive financial support for constructing or purchasing their own houses.
  • The amount varies based on the location and economic category of the applicant.

2. Subsidized Interest Rates on Home Loans

  • Beneficiaries can avail themselves of home loans at a subsidized interest rate through the Credit Linked Subsidy Scheme (CLSS).
  • Interest subsidy:
    • EWS/LIG: 6.5% interest subsidy for loans up to ₹6 lakh
    • MIG-I: 4% interest subsidy for loans up to ₹9 lakh
    • MIG-II: 3% interest subsidy for loans up to ₹12 lakh

3. Tax Benefits

  • Beneficiaries can claim tax benefits on home loan interest payments under Section 80C and Section 24(b) of the Income Tax Act.

4. Essential Amenities

  • Houses constructed under PMAY come with basic amenities such as toilets, water supply, electricity, and LPG gas connections.

5. Affordable Housing for All

  • The scheme ensures that every eligible low-income family has access to affordable housing in urban and rural areas.

How to Apply for Pradhan Mantri Awas Yojana?

If you meet the eligibility criteria and wish to apply for PMAY, follow these steps to apply online:

Online Application Process

  1. Visit the Official PMAY Website
  2. Click on the “Citizen Assessment” Option
    • Choose “Apply Online” under the “Citizen Assessment” section.
  3. Enter Aadhaar Number
    • Provide your Aadhaar Number for identity verification.
  4. Fill the Application Form
    • Enter your personal details, income details, residential information, and bank details.
  5. Upload Required Documents
    • Attach scanned copies of required documents, including Aadhaar Card, income proof, residential proof, and bank details.
  6. Submit the Application
    • Click on “Submit” and take a printout of the acknowledgment receipt for future reference.

Conclusion

The Pradhan Mantri Awas Yojana (PMAY) is a revolutionary housing scheme aimed at providing affordable housing to every Indian citizen. With the recent release of the new beneficiary list, eligible applicants must check their status and proceed with further formalities if selected.

For those who have not yet applied, the scheme presents an excellent opportunity to own a government-supported house with financial assistance and subsidized loan benefits.

Checking the PMAY list, understanding eligibility criteria, and following the application process can help families fulfill their dream of owning a home.

For the latest updates, visit the official website:
👉 https://pmaymis.gov.in/

Eligible applicants should act quickly and take full advantage of this life-changing scheme.

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